How Much Does It Cost to File Bankruptcy In Wisconsin?
Asked in Pewaukee, WI on July 31, 2013 Last answered on March 10, 20262 answers
That depends on your situation and how complicated you are. Typically fees range from $1800 to $2,500 depending on the facts of the case.
How Much Does It Cost to File Bankruptcy in Wisconsin?
Court Filing Fees
The filing fees are set by the federal courts and are the same regardless of where in Wisconsin you file:
- Chapter 7: $338
- Chapter 13: $313
Attorney Fees
While you can technically file on your own, most people benefit significantly from having an attorney. For Wisconsin filers, here is what you can generally expect:
- Chapter 7: Attorney fees typically range from $1,800 to $3,000, depending on the complexity of your case — things like whether you own a home, have significant assets, operate a business, or have recent large transactions that need to be reviewed.
- Chapter 13: Generally higher than Chapter 7, often $5,500+, because the attorney is involved in drafting and managing a multi-year repayment plan through the court.
Other Costs to Budget For
- Credit counseling certificate (required before filing): Approximately $10–$50 depending on the provider.
- Debtor education course (required before your discharge is granted): Approximately $10–$50.
- Credit report pull — most attorneys will include this in their fee.
The Bottom Line
For a straightforward Chapter 7 case in Wisconsin, most people should budget $2,200 to $3,400 all-in (attorney fees plus filing fee plus required courses). Chapter 13 is a longer commitment both in time and total cost, but may be the right tool depending on your goals and financial situation.
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