Illinois Insurance Coverage legal questions and top-rated attorney answers

Illinois Insurance Coverage questions and answers

• What should one do if insurance is trying to settle for half the cost of vehicle and you are now needing physical therapy?

  Asked in Cahokia, IL | April 14, 2026

  My brother was driving when a person pulled out in front of him, causing a collision. He was driving a 2007 GMC truck. This was on video, and the person said they were at fault. Police reported the same in their report. Insurance states they will only pay $4200 for a 2007 GMC Truck, which just paid off. Less than half of the original purchase. He is now claiming he has chest pains from air bag, and elbow injury.

  During the accident, he traveled one block to his house, as it is still drivable, went inside, and was extremely emotional/broke down crying. Police came to his house, said it was on video and other person was at fault, he was not thinking and really disturbed, police officer gave him a ticket for leaving the scene. Again, this is very emotional for him as he has had a bit of bad luck to say the least. From losing his truck driving job from an earlier settlement from insurance at no fault of his own.

  Answered by 1 attorney