What coverage do I have after an auto accident in Michigan?
Asked in Southfield, MI on May 30, 2019 Last answered on March 31, 20262 answers
Free Consultation Michigan does not allow you to buy coverage AFTER an accident!
Michigan auto "No-Fault" insurance covers certain benefits for injuries from and related to a motor vehicle collision. Before 2019, these policies had unlimited medical coverage. Now, Michigan residents can choose different tiers for their personal injury protection (PIP) benefits.
The most common benefits are:
- Wage loss payments for the first 3 years up to 85% of gross pay
- Coverage for medical expenses
- Payment for nursing-type services called "attendant care"
- Payment for household services up to $20/day
Michigan no-fault policies may also include other benefits, like uninsured or underinsured motorist coverage, collision coverage and "mini-tort".
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