Can I Sue An Uninsured Driver After A Motor Vehicle Accident In Minnesota?

Asked in Rochester, MN Last answered on November 7, 2026

1 answer

Benjamin Harper
Answered by:

Benjamin Harper

Minneapolis, MN
Osterbauer, Harper & Furth 612-887-5418
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Answer

Yes. If an uninsured driver caused your accident, you can pursue a claim against that driver personally. The practical challenge is collecting. Even if you win a judgment, the driver may not have the money or assets to pay it.

You may also be able to recover compensation through uninsured motorist coverage under your own policy or another applicable auto insurance policy. This coverage protects people injured by uninsured drivers, subject to the policy’s limits and Minnesota law.

An attorney can investigate available insurance, identify other potentially responsible parties, and determine the most effective path to recovery. The other driver’s lack of insurance does not necessarily mean you are left without options.

November 7, 2026

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