After an accident, when is it appropriate to speak with the insurance company in Ohio?

After an accident in Ohio, you should promptly notify your own insurance company that a crash occurred, but you should not speak with the opposing party’s insurance company without legal representation. You are under no obligation to give a recorded statement or discuss fault, injuries, or settlement with the at-fault insurer, and doing so can seriously harm your claim. Insurance adjusters are trained to minimize payouts, especially early on before the full extent of injuries is known. Speaking with an attorney first helps ensure your rights are protected and that any communication with insurers is handled appropriately.