I was a passenger in a car accident in Illinois; can I get compensation?
Asked in Chicago, IL on August 12, 2019 Last answered on April 22, 20261 answer
Yes, passengers injured in a car accident in Illinois can typically seek compensation. Because you were not driving, you are rarely at fault, which means you may have a claim against one or more drivers involved in the crash, depending on who caused it. Illinois follows a fault-based system, so the at-fault party (through their insurance) is responsible for damages.
As a passenger, you can pursue compensation for things like medical bills, lost wages, and pain and suffering. Even if multiple drivers share fault, you may still recover damages from each of their insurance policies. In some situations, you can also make a claim under the driver’s policy for the car you were in, or your own insurance (such as uninsured/underinsured motorist coverage), if available.
The main limitation is if your own actions somehow contributed to your injuries, which is uncommon for passengers. Otherwise, Illinois law is generally favorable to passenger claims.
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